Scalable Fixed Income Solutions for Wealth Managers

Managing portfolios, especially within the fixed income asset class, can be a daunting and time-consuming task. This challenge is magnified for wealth managers and financial advisors who handle a large client base. Clients often have multiple portfolios, each with unique individual preferences, return targets, risk tolerances, cash flow needs, liquidity constraints, and ESG (Environmental, Social, and Governance) objectives. This complexity demands a more sophisticated approach.

The Challenge of Customization

In today’s competitive landscape, providing personalized investment solutions is crucial for superior client engagement. However, the traditional manual process of creating tailored portfolio recommendations can overwhelm resources, limiting your ability to scale and efficiently manage client demands. How can wealth management businesses overcome these hurdles to deliver exceptional service without sacrificing efficiency?

bondIT enables wealth managers to mass customize solutions, enhance the client experience and efficiently tailor portfolios to their clients' specific needs and objectives

Enter bondIT: Smart Technology for Superior Portfolio Management

bondIT Frontier gives wealth managers the tools to mass customize fixed income solutions. Portfolio creation moves from weeks or days to minutes, and clients report that work which took hours now takes minutes. The separately managed account market is projected at $3.6 trillion in 2026, and Frontier is built to service that scale without adding headcount in proportion.

• SMA and model management: apply one constraint set across many similar accounts at once, with batch rebalancing and post-trade allocation, so hundreds of personalized portfolios are managed without a matching increase in headcount.
• In-meeting proposals: generate a bespoke proposal in seconds, compare it side by side with the current portfolio, and hand the client a plain-language summary of yield, risk, duration and exposure written by Portfolio Summary with AI.
• Tax-aware personalization: fixed income direct indexing, custom bond ladders for defined cash flow schedules, and tax-lot harvesting with independent short-term and long-term controls built into the rebalance workflow.
• AI in the advisor workflow: describe a mandate in plain language and Populate with AI maps it to portfolio construction fields; Search with AI turns a request such as “investment grade tax-exempt municipal bonds yielding more than 5% in NJ” into applied filters.
• Credit-aware rebalancing: Scorable forecasts rating transitions across roughly 3,000 rated corporate and financial issuers, so you can reduce exposure to deteriorating credits and switch into higher-quality bonds at comparable or better yield.

Build and Grow Your In-House Fixed Income Business

Using bondIT, wealth managers can develop sophisticated in-house fixed income capabilities that were previously outsourced. This shift not only reduces reliance on external mandates but also enhances your firm’s expertise and value proposition.

bondIT is data-agnostic, API-first and SOC 2 certified, so it deploys alongside your existing custody, portfolio management and order management systems rather than replacing them. More than 165 institutions worldwide run on the platform, with over $1 trillion in client assets.

Is bondIT proven at broker-dealer and RIA scale?

Yes. BondWise, built on bondIT Frontier/Embedded, has run on BNY Pershing’s advisor workstation since 2023 and serves 150+ broker-dealer and RIA firms, which have executed several billion dollars in trades through it.