How do banks and custodians embed fixed income capability?

bondIT Embedded integrates portfolio construction, research and trading into an institution's existing platform via API, embedding custodial data, market data and execution capability. Institutions add fixed income research, optimization and click-to-trade execution to their own workstation rather than sending users to a separate system.

What is an embedded fixed income platform?

An embedded fixed income platform delivers bond research, portfolio optimization and execution inside a third-party investment platform rather than as a standalone destination. bondIT Embedded covers more than 300,000 bonds and connects custody, market data and execution so the full workflow runs in one place.

Is there a production example of bondIT Embedded?

Yes. BondWise, built on bondIT Embedded, is available on BNY Pershing's advisor workstation. Advisors search bonds with live market and pricing data, generate and optimize portfolios under custom constraints, compare proposals side by side, and execute through Click-to-Trade and bid-wanted.

Does bondIT require replacing existing systems?

No. bondIT is data-agnostic and API-first, designed to connect to existing data, internal credit models, portfolio management and custody systems and downstream execution venues. It is an integration project rather than a platform migration, and it supports clients' internal and proprietary data.

How is client data secured?

bondIT adheres to strict privacy and security standards and is SOC 2 certified, with its platform deployed inside regulated financial institutions. Integration is API-first into a firm's existing custody, portfolio management and trading environments.

Scalable Technologies for Financial Institutions

In the global financial ecosystem, banks and custodians are indispensable. However, they face numerous challenges, including cost pressures, operational inefficiencies, and outdated legacy systems. As these institutions strive to provide cost-effective and competitive services, they must navigate a rapidly changing landscape and meet rising client expectations.

Navigating Industry Challenges

Banks and custodians are under immense pressure to modernize their operations and offer innovative solutions that meet the evolving needs of their clients. The demand for enhanced fixed income capabilities, streamlined operations, and efficient service delivery has never been higher.

bondIT's smart technologies and custom-built solutions optimize and streamline fixed income investment processes.

bondIT: Elevating Fixed Income Capabilities

bondIT Embedded puts a complete fixed income workflow inside your own channels: research, portfolio construction, live liquidity and execution in one interface. It is the technology behind BondWise on BNY Pershing’s advisor workstation, in production since 2023 and serving 150+ broker-dealer and RIA firms.

Real-Time Market Access: live pricing and external liquidity across more than 300,000 bonds, connected to multiple execution venues.
Portfolio Optimization: construct and rebalance portfolios against configurable objectives and bond-level constraints, including SMA and model management, direct indexing, custom bond ladders and tax-lot harvesting.
Execution in the same workflow: Click-to-Trade and bid-wanted, with batch rebalancing and post-trade allocation across multiple accounts.
AI in the workflow: Populate with AI turns a plain-language mandate into portfolio construction fields, Search with AI turns a plain-language request into applied bond filters, and Portfolio Summary with AI writes client-ready portfolio descriptions.
White-label ready: deliver the whole experience under your own brand, as BNY Pershing does with BondWise.

Seamless Integration for Next-Gen Solutions

bondIT is data-agnostic, API-first and SOC 2 certified. It integrates with existing custody, portfolio management, order management and execution systems, so you upgrade the fixed income experience without a platform migration. More than 165 institutions worldwide run on the platform, with over $1 trillion in client assets.

Cost Efficiency: automated construction, rebalancing and allocation replace manual screening and spreadsheet work.
Operational Excellence: Improve efficiency and accuracy in investment management with our smart technologies, minimizing errors and maximizing productivity.
Future-Proofing: Prepare for the future with a flexible platform that adapts to evolving market trends and client demands.

With bondIT, banks and custodians can transform their fixed income services, delivering superior value and efficiency. Our platform equips you with the tools needed to thrive in a dynamic financial landscape, ensuring you remain at the forefront of innovation and client satisfaction.

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Case Study

bondIT & BNY Pershing: from Accelerator POC to BondWise

“BNY Mellon’s Accelerator Program seeks out the best and brightest technology companies to build the most innovative solutions. We are delighted to have bondIT on board and to collaborate with them to create world-class technology for our clients and our communities.”

Adam Levine, Co-Head of Digital Partnerships and Co-Founder of BNY Mellon’s Accelerator Program

BNY Mellon and bondIT built a proof-of-concept fixed income platform for broker-dealer and advisory firms as part of BNY Mellon’s Accelerator Program. That work became BondWise, which has been in production on BNY Pershing’s advisor workstation since 2023 and now serves 150+ broker-dealer and RIA firms, with several billion dollars in trades executed.

Smart technologies are more important than ever to help advisors provide customised products and superior client engagement, while increasing efficiency and scale.

bondIT has developed a unique platform to automate and optimise fixed-income portfolio construction, management and research. With bondIT’s scalable technology, financial advisors can generate dynamic portfolio proposals in real time, swiftly optimise portfolios and provide clients with detailed analytics and reporting. The platform leverages explainable AI across the entire portfolio lifecycle, empowering users to anticipate changes in credit risk and spot investment opportunities ahead of the market.

Since the accelerator project, bondIT has added live pricing and liquidity data, Click-to-Trade and bid-wanted execution, batch rebalancing with post-trade allocation, and AI-assisted portfolio generation, bond search and portfolio summaries.

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