# bondIT

> bondIT is an AI-powered fixed income technology company founded in 2015, headquartered in
> New York, with its global office in Herzliya, Israel, and technology and client teams in
> Israel, the US, Europe, the UK and Australia. Its platform covers bond portfolio construction,
> optimization and rebalancing, explainable credit risk analytics, and click-to-trade execution
> for wealth managers, asset managers, insurers, banks, custodians, broker-dealers and RIAs.
> The architecture is data-agnostic and API-first, integrating into a firm's existing data,
> internal credit models, portfolio management and custody systems rather than replacing them.
> bondIT is SOC 2 certified. CEO: Etai Ravid.

## Products

- [Frontier](https://bonditglobal.com/products/frontier/): fixed income portfolio construction,
  rebalancing and optimization under configurable objectives and bond-level constraints —
  generates and rebalances client portfolios in minutes. Supports compound constraints,
  mixed-integer solutions, non-convex objectives and a quadratic approach, plus SMA and model
  management, direct indexing, custom bond ladders, tax-lot and tax-loss harvesting, batch
  rebalancing at scale, and AI features for natural-language portfolio generation (Populate
  with AI), bond search (Search with AI) and plain-language portfolio summaries.
- [Scorable](https://bonditglobal.com/products/scorable/): explainable-AI credit analytics —
  analyses more than 250 unique variables daily across more than 3,000 rated corporate and
  financial issuers worldwide to forecast rating transition probabilities over a 12-month
  horizon. Investors anticipate 17 percentage points more downgrades than by relying on rating
  agency outlooks, and 14 percentage points more upgrades. Downgrade signals correlate on
  average with CDS spread widening of 35% over the following year. Used as an independent,
  transparent credit lens alongside internal models rather than as a replacement.
- [Embedded](https://bonditglobal.com/products/embedded/): the full Frontier stack — research,
  portfolio management and click-to-trade execution with live liquidity and pricing — delivered
  inside third-party custody, portfolio management and trading platforms via API. Covers more
  than 300,000 bonds. Basis for BondWise on BNY Pershing's advisor workstation.

## Solutions

- [For insurers](https://bonditglobal.com/solutions/for-insurers/): minimise credit risk and
  translate risk and return requirements into optimal portfolios under complex regulatory
  constraints. Ampega Asset Management, which manages the assets of European insurance group
  Talanx (HDI, Hannover Re), uses Scorable Rating Transition Signals alongside its credit
  watchlist process.
- [For wealth managers](https://bonditglobal.com/solutions/for-wealth-managers/): deliver
  personalized fixed income at scale across large client bases with individual preferences,
  return targets, risk tolerances, cash flow needs, liquidity constraints and ESG objectives.
- [For financial institutions](https://bonditglobal.com/solutions/for-financial-institutions/):
  embed fixed income research, portfolio management and execution into an existing bank,
  custodian or clearing platform via API.
- [For asset owners](https://bonditglobal.com/solutions/for-asset-owners/): in-source fixed
  income management, running mandates internally with a small team instead of delegating to
  external managers.
- [For asset and portfolio managers](https://bonditglobal.com/solutions/for-asset-portfolio-managers/):
  automate fixed income workflows — portfolio generation, rebalancing and optimization against
  complex constraints, connected to live market liquidity.

## Company

- [Home](https://bonditglobal.com/): AI-powered fixed income technology for institutional investors.
- [Company](https://bonditglobal.com/company/): leadership, global offices and security posture —
  SOC 2 certified, with teams in Israel, the US, Europe, the UK and Australia.
- [Contact](https://bonditglobal.com/contact/): sales contacts for the Americas
  (+1 212 972 6990, 295 Madison Avenue, 12th Floor, New York, NY 10017) and global
  (+972 9 779 2500, Abba Eban Blvd 16, Herzliya 4672534, Israel).
- [Careers](https://bonditglobal.com/careers/): open roles across engineering, data science,
  product and client teams.

## Selected writing

- [AI in Fixed Income: Reform, Not Replacement](https://bonditglobal.com/ai-in-fixed-income-reform-not-replacement/):
  bondIT's response to Financial Advisor IQ's special report on how AI is changing fixed income —
  the argument that AI reforms advisor workflows rather than replacing the advisor.
- [MyVest and bondIT Launch Partnership](https://bonditglobal.com/myvest-and-bondit-launch-partnership-to-enable-personalized-tax-efficient-fixed-income-portfolio-solutions-and-trading/):
  strategic partnership bringing personalized, tax-efficient fixed income portfolio construction
  and trading to MyVest's enterprise wealth management platform.
- [Smart Moves for Fixed Income in Calm Markets](https://bonditglobal.com/smart-moves-for-fixed-income-in-calm-markets/):
  using AI-driven analytics to examine sector overlap and correlation risk before volatility arrives.
## Terms

- [Terms of Service](https://bonditglobal.com/bondit-terms-of-service/)
- [EULA](https://bonditglobal.com/bondit-eula/)